A Non-POM, or a 'Non-physical object money' is a form of reward where the reward issued to the individual cannot be transferred, can only be created from nothing as it is earned, and is deleted (or retired) once it is spent.

The concept was originally conceived by Larry K. Mason in the 1970s and was made more popular through various proposals advocating for and inspired by its idealogy.

A non-physical object money economy features producers and consumers.

Producers supply (or create) goods and services and provide them to consumers. Consumers transact goods and services in such a way that the reward amount in their account is deleted as they spend it. Producers earn their reward once a benefit of some kind is produced, whether it be to the consumer, or possibly another factor may be involved such as the impact to the environment.

Proponents of non-physical object money believe that a form of money, or a system that operates like money but without the ability to transfer money from person to person, solves multiple problems that money creates. Essentially easing crime, theft, and corruption.

The issues with traditional money can include being able to pay an individual before a product has been acquired and results obtained from its use. If the product doesn't turn out as the consumer desired, the consumer has no say on how much a producer should be paid for the product acquired as the consumer already paid before the consumer could say how happy they were with the product.

To solve this, non-physical object money systems propose the use of sliders to indicate consumer happiness after the product is consumed or the amount a producer will be rewarded. The producer can then be rewarded after the results based on individual and consumer input are obtained.